Fintech Software Development · Singapore
Fintech software, built like
the money depends on it.
Payment platforms, banking apps, wallets, trading and crypto products — engineered by a senior team that puts security first and works alongside your compliance requirements. Same working hours as Singapore, one hour behind.
- Security-first engineering
- Senior engineers only
- One timezone — 1h behind Singapore
- Your IP, SG-law-friendly contracts
Real conversations with people building fintech 👇
Kevin Tan
Senior Engineer · ExpoByteLabs
Hi Kevin 👋 We're building a payments app — wallet, cards, QR. We need a team that actually takes financial-grade security seriously. Every agency just says “yes we can do it”. Can you?
Hi! 🙏 Straight answer: yes — and I'll tell you how. A payments product isn't “just an app”. The hard part is everything around the money movement, and that's what we build for.
On security and compliance, here's how we work:
- Payment data encrypted and tokenised — never sitting in the clear
- Security designed in from day one, not bolted on afterwards
- Separate environments, audit logs, and encryption in transit and at rest
- Built to the requirements your auditors and partners set — we work alongside your compliance team, not around it
That's already more specific than the 3 quotes I've had. How senior is the team? I've been burned by juniors before.
Senior-only — 8+ years on average, people who've shipped real products with real users, not learned on your budget. No bait-and-switch after the pitch.
And working with us from Singapore is genuinely easy:
- We're GMT+7 — one hour behind you, so your standup is our standup
- A 1h40m flight from Changi when something needs a room
- Your code in your repos from day one — clean IP assignment, SG-law-friendly contracts
Okay — first conversation that hasn't felt like a sales pitch. What's the next step?
Best next step is a short video call — around 20 minutes. I'll walk you through exactly how we'd build it and you can ask me anything. Shall I set one up? 👇
Quick one — we already have an MVP but it's held together with tape. Can you take over the codebase and get it solid enough for a MAS licence application?
Yes — takeovers are common. We start with a short paid review: security, architecture, and the things an auditor will want to see.
Then we work in order:
- A security and architecture review of what you already have
- Fix the risky parts first, and document the rest for your licence pack and auditors
- A senior team stays on to scale it properly
Perfect. Cost?
Less than building the equivalent team in Singapore — priced on the outcome, not the hours logged. Let's do a quick video call and I'll walk you through the numbers and a plan. Message me here and I'll send a time. 👇
Illustrative of real client conversations. Names withheld for privacy.
Let's talk
Tell us what you're building.
A senior engineer replies — no sales deck, no bots — and we'll tell you honestly whether we're the right team for your build.
We'll come back to you by email within one business day and introduce you to the studio building it, with you copied in.
Prefer WhatsApp? Message us